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Ask Athia and Deep Research

Ask payment questions in plain language or run multi-step research with evidence and multiple diagrams.

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Ask Athia turns a payment question into an answer you can inspect and continue exploring. Use a focused question for a quick analysis, or switch to Deep Research when the answer requires several queries, comparisons and visual explanations.

Illustrative data
Deep research

Why did approval rate fall in Mexico?

Research complete
Compare the last 30 days with the prior period, isolate the drivers, and show the evidence.
8 sources14 analysis stepsIllustrative data
Primary finding−4.8 pp

Issuer declines explain most of the movement; the effect is concentrated in two BIN cohorts.

Approval trend
Processor contribution
Decline mix
Continue the analysis

Choose the right mode#

Ask AthiaDeep Research
Best forA focused question with a clear scopeA broad question with several possible drivers
ApproachRuns the analysis needed for a direct answerPlans the investigation, works through multiple analysis steps and checks its findings
OutputAnswer, key numbers, chart and reasoningStructured report, evidence, findings, multiple diagrams and next questions
Follow-upContinue in the same conversationRefine a finding, compare a segment or turn the result into a strategy or workflow

Ask across providers#

Athia analyzes consolidated payment data rather than one provider at a time. A question can compare processors, countries, payment methods, issuers, BIN cohorts, decline reasons or time periods in the same thread.

Effective questions provide a decision and a boundary:

  • “What caused the approval-rate decline in Mexico in the last 30 days?”
  • “Which retryable decline segments have enough volume to justify an experiment?”
  • “Compare processor performance for debit cards in Brazil, controlling for issuer mix.”
  • “Which checkout errors contribute most to lost conversion this week?”

Deep Research#

Deep Research is for questions that cannot be answered responsibly with one query or one chart. Athia breaks the question into steps, gathers the relevant context, evaluates competing explanations and returns a report whose evidence remains visible.

One investigation can include multiple complementary diagrams:

  • a trend showing when the movement began;
  • a contribution view showing which provider, issuer or segment explains the change;
  • a decline or error composition showing how the mix shifted;
  • a cohort comparison separating a broad movement from a concentrated one;
  • a flow diagram explaining where a payment journey loses volume.

The diagrams are parts of the same analysis, not separate answers. Their filters, time windows and assumptions stay attached to the report so the result can be reviewed or continued later.

Flow diagram
1Question2Research plan3Query and compare4Check competingexplanations5Findings and evidence6Multiple diagrams7Follow-up or workflow

Work with the result#

From an answer or research report you can:

Continue the conversationAsk a follow-up without restating the context.Narrow the analysisFocus on a provider, market, issuer or cohort.Keep the evidencePin a useful diagram in the working canvas.Create a strategyTurn a supported finding into a measurable strategy.Start a workflowUse the finding as input to a governed agentic workflow.
Proactive IntelligenceReview opportunities Athia surfaces without a question.Agentic WorkflowsTurn a repeated investigation into a controlled loop.Athia Data DictionaryUse the definitions behind each analysis.